2% low-risk growth in Bitcoin is pretty good despite what some might have you believe. Especially since it contributes to making BTC itself more useful and valuable. The risks here are actually much lower than lending your BTC to someone offering 5%+ yield
Yes absolutely. But the risk is not zero.
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If you ignore any consensus level risks on the base layer, then the associated risks are closely coupled to your own competence. The better you become at providing your service, the lower your risk. Or do you know of any practical risks that are fully outside your control?