Physical NFC gift cards are probably the best solution we’ll have for these next few years at least.
Offline + cheap + reusable + people are conditioned for wallet = money.
When they step their game up, they’ll naturally look at more secure solutions for their growing stack.
The experience…
  1. Pick up NFC card, merchant doesn’t need to deal with KYC - as just a blank card.
  2. User sends or associates sats from Wallet to NFC card and now offline. With some spending protections in place.
  3. It also overcomes the digital/physical distinction, that many noobs struggle with. Having something in cyberspace, is an abstraction even internet natives struggle with.
  4. Card could have an offline mode or physical switch to disable NFC spending if wish. No expensive one-time use steel plates for a tiny stash.
We can all just send loaded cards for Christmas and Birthdays. Slim and perfect UX. No passwords or memory loss. Just keep this card and work out how to spend it in future. People understand something physical.
NFC cards are custodial. Furthermore its a pain to distribute them globally. What if user doesnt have postal service? Are hey gonna pay huge DHL delivery?
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Out of the box, I am not sure what you mean by custodial. To my knowledge, Tapsigner is non-custodial and functions with NFC. Can you elaborate?
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Tapsigner
Doesnt work if user doesnt already have Nunchuck wallet. If they already have it, problem was already solved. You cant generate wallet for the user. Thats trusted setup.
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Its not a wallet, its just another key. Cool for very advanced user but not my target audience.
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