Glad you've asked! 🏴‍☠️
First of all, don't be scared of 12 old dinosaurs who decided to rule the world. Be scared of the rest of us being retarded and comply out of fear. You have the hardest money ever invented, and you're thinking in $ terms.
Second of all, just buy KYC if you can. Every chance you get. It cost more but it pays off in the long run.
Third, if you're buying non-kyc, it's ok. We all are. Coinjoin those sats all fucking day. It takes time anyway. See, we got all the time in the world by our side. If you'd left that money in your bank, it probably would have been spent already anyway. This geriatric class can't even begin to understand what you know about Bitcoin, let alone Lightning. My friend, you are miles ahead of the people in power.
Fourth, use LN all day. I'd recommend following this method to manage your funds safely: https://darthcoin.substack.com/p/bitcoin-be-your-own-bank-think-like
Five and lastly, living on Bitcoin (or die trying) is the only way to feel completely secure, honestly. Otherwise you'll always end up wondering what your government will do next, and so on which is so unnecessary and tiresome.. 😌