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This, I understand: "When you add a passphrase to a seedphrase, it is essentially a new private key."

This, I don't understand: "Using one seedphrase with three distinct passphrases is much, much more secure compared to using one seedphrase with just one passphrase"

When using one seed phrase with three distinct passphrases - at that point, aren't you creating 3 separate private keys?

Yes.

  • Seedphrase #1 + Passphrase #1
  • Seedphrase #1 + Passphrase #2
  • Seedphrase #1 + Passphrase #3

Its all different private keys.

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