I am a very calculated person with my finances. I worked some goid years as an accountant for a big company. And I learned how to think like a bank.

First of all I am out of any debt. Some years ago when I was stacking like crazy BTC, I even took a loan in 2015 to buy more BTC, when the price was really low. I worked my ass very hard and in 2017 I paid back all the debts.

Being out of any debt gives you liberty to manage your finances more easily. Many people do not realize that being a fiat debt slave in a perpetual way is what they keep them chained to the fiat world.

Now I live simple, calculating all my expenses in sats and prepare them accordingly. No more fiat used from 2018.

You're playing with fire once you start touching leverage, loans, or emergency funds. If you can make the payments or think you're in a good enough position to avoid an emergency over the next year and a half then yeah probability is on your side to ride the bull. But a lot of people have done what you're thinking and have been burned before. Think out the risk/reward of your personal situation before proceeding. God speed lol