My opinion is that the few will hodl the most, just like the alpha in a pack of animals frequently gets the best.

But the issue is that right now those "few" can actually take even more of the money without most of us realizing (debasing of the currency or through inflation), and that can be seen by the 1% getting richer than ever in history.

It's my 2 sats, but I frequently quote inflation numbers all around the world and how they are often related to mismanagement.