Over the weekend, I had a discussion with a friend about BTC. We touched on the topic of credit, and I'm curious understand what the community thinks about it.

I am aware that people like Saifedean sees credit as an undesirable and destabilizing force in economies.

I can see that in certain situations could be good thing to have but not sure how it could work on a bitcoin world, like starting a business

What are your thoughts on this?