The point you make in this one is related in my mind to something I was poking at here -- on how different things feel to different people, based on the conceptual primitives they have available, which are in turn a function of experience.
Some primitives amount to human universals (e.g., we live in a physical universe and share our experience with its affordances) but for things that are purely abstract, different groups, or different generations, will have very different fundamentals to work with. Your article is a great exploration of some of that. Credit means something else to your mother vs you.
This is the best (and maybe the only) thing I've read on this idea and am excited to now have something to link to when I want to talk about it.