Lol yeah for sure, if you're holding more coin than a ledger is worth are you really going to take that risk? Everyone has to start somewhere I suppose, I know I started with ledger as many did after I felt my hot wallet wasn't good enough, and then later I felt ledger wasn't good enough.

Pushing people to steps they are not ready for is equally as dangerous, the further you move out into self custody the more complex and the more you can fuck it up to, its not a silver bullet, everything has a trade off and for some ledger is the trade off they are willing to make