I understand the convenience of KYC bitcoin. Pick your poison of custodian but whether it be Swan, Strike or even worse Coinbase we can all agree that the sats are cheaper. Then you go further down the rabbithole & decide, "Hey, I don't want sats tied to my personal info. What can I do?"
Enter whirlpools, but these cost sats to run. Your UTXOs are mixed and the chain is broken.
Or out the gate you could have bought through a non-kyc market from other bitcoiners. The 1.25-7% premium is set by the seller & newcomers stuck with NGU mentality think they're being ripped off but after moving the sats to a new wallet & mixing they've possibly paid more in tx fees.
The increased cost is based on the market. Don't like the price then don't buy or place a sell offer instead. Maybe someone will take you up on it. We all love a free market.
TLDR: Spend a bit more upfront & save yourself the headache and time which none of us can get back.