Pay attention to this guide. is all explained there.
https://darth-coin.github.io/beginner/be-your-own-bank-en.html

What are the risks of having all your on-chain Bitcoin in one UTXO? I just condensed all 50 into only one now. But I DCA. So more will be on the way in larger chunks in the future.

BitcoinIsTheFuture

Bullen

but not so large... never keep all your bitcoin into a single UTXO.

Always size your UTXOs to be ready enough to open a decent LN channel.

Onchain UTXOs should be used exclusively for opening/closing LN channels.

You end up with small UTXOs because you are transacting too much onchain instead of LN.

bitcoin

Trying to understand what UTXOs are all about 

cryotosensei

but not so large... never keep all your bitcoin into a single UTXO.
Always size your UTXOs to be ready enough to open a decent LN channel.
Onchain UTXOs should be used exclusively for opening/closing LN channels.

You end up with small UTXOs because you are transacting too much onchain instead of LN.