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Why not supporting directly the merchants that accept BTC directly?
By using fiat cards you are directly supporting fiat system.
For Canada check this out.
https://gotoshi.ca/
Also
Earn 3% sats back on everything you buy. Your gift for supporting stores that accept Bitcoin.
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in Canada the Shakepay card is great.
it’s basically my only debit card now, and gives you 1% sats back on everything.
in addition it allows you to round up your purchases so that every time you buy something, they’ll take $1, $2, or $5 (you choose) and buy some extra Bitcoin for you. All of this happens behind the scenes so it’s basically an auto-DCA tool too.