It's done mainly because of my paycheck recipience through Bitwage; it's easier (less secure admittedly, however) to have one wallet for Lightning and on-chain assets I can then add to my LN channel liquidity if need be.
Plus having unique address makes it so that receiving my checks is far more secure than having Phoenix covert on-chain sats to Lightning ones.
Okay but checking account vs savings account you know?
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