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Who can print money?
How is monetary policy decided?
Who gets newly printed money? (Government's answer: the poor. Absolutely wrong! Look at inequality level charts that include pre-1971 data and everything will be clear. https://wtfhappenedin1971.com/ is a great collection.)
Who can take your money away?
Who can prevent you from paying to whomever you like?

interest-free credit

So they are trying to mimic central banks' zero interest rate policy, huh. And what does that lead to? (Correct answer: inflation.) Yes, they might say, but we had ZIRP for quite some time without significant inflation, so we'll just do that! But the government has a very important tool to provide deflationary pressure: taxation (which is of course robbery but that's a different story). ZIRP and no tax will result in hyperinflation in no time.