The one reframing that's imo needed is that KYC/AML are user exclusion policies (instead of some "bad thing prevention" policies). Those policies literally exclude millions of people from participating in the economy. Especially people that need it the most (e.g. don't have Id, are from unfavored country, got themselves into debt, etc...). And the policies provably don't result in what those are marketed as - those don't prevent money laundering at all - just look at the money laundering fines issues to banks over the last 10 years.

I haven't listen to the pod yet, so not sure if @dergigi covered it :)