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True
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SWIFT is a dead network.
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For international money settlement? SWIFT is not used that much within Europe relative to the IBAN system.
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Within the Eurozone You're right.
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And the Euro a dead currency, one could say.
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Doesn’t matter what we think - we are outside the hospital ward. Someone need to tell the Drs to pull the plug….
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Yes, but it's still the standard.
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For their solution you can read increased bureaucratic meddling and increased taxes… but all for your benefit…