bitcoin is an open and free distributed ledger. its literally what you want. the only problem as far as i can see is the volatility, and that is partly due to the limited amount of coins but also because of the irresponsibility of central banks. "everyone now gets $1,000 dollars, go crazy" "borrowing money is FREE, go crazy" and everything starts going up. And then all of a sudden "nope, you dont get another $1,000 right now, and also we are going to raise the price on borrowing money. fu" and then everything start to crash