I was thinking about this. I think I am not doing "regular" payments anymore, apart from strictly necessary to live and have a meaning. Years ago I decided to stop wasting my money on crap things. I simply stop buying them.

Anyways... https://imgprxy.stacker.news/2Bd0TEbD4sJXtnlAucCsdUKLzlBliCQ9kLE4TOiIwgQ/rs:fit:600:500:0/g:no/aHR0cHM6Ly9pLnBvc3RpbWcuY2MveVlIV3pqd0gvZGFsYWktbGFtYS5qcGc