I've called for the collapse of Binance for a while. I met CZ once in Malta before he and Binance were popular. Taller than you think, and he loved talking about how great he was. He didn't really understand the technical details of how blockchains work. No dev background at all. Was a sus dude. Much of Binance's issues stem from the takedown of Hydra Market (the darknet market) last year and the deprecation of their stablecoin BUSD via Paxos. There's no reason to believe they survive if BNB collapses. Their mainstream banking channels have been taken away, and the crypto cash-out services (like Bitzlato etc) have faced sanction trouble or raids, again resulting from the Hydra takedown, which accounted for like 95% of crypto cash-out volume. Take your damn funds off Binance if you have any there. A hot wallet like Electrum is a safer alternative. A hardware wallet is best.