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I would say Phoenix on your phone. Not running Bitcoin node, but having channels and self custody. Without ability to open direct channels to your wallet AFAIK, so everything goes through ACINQ node. But you can always close channels yourself and get back your funds onchain.
Do you know how the Phoenix solution compares to Breeze wallet or Greenlight? Wondering if those should all be considered in the same category.
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Phoenix and Greenlight are more or less in the same situation. They manage the channels, you own the keys. Breez is different - you manage the channels as you want, with little restrictions. You own the keys.
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