We're probably not going to move forward with the discussions in regard to points 2 and 3. We have our base stances on those from the looks of it so will move on from it.

In regards to point 1 however, yes, I'm in agreement here (aside from the issue of having btc, that is an 'issue' everywhere), as it was mentioned/implied in the post. With that said, it's only a matter of time before the UX part becomes sexy (discussions about that is already underway by interested individuals).