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I'm open to alternative ideas and like your idea directionally even though it doesn't really work entirely.
I don't really like the idea of a rich person silencing some people and rewarding passive users of the site.
Passive users aren't rewarded really - they had to at least contribute some value at one time. I'm going back to work on the trust algorithm soon and this will be one reason why - I think I definitely over-reward people who weren't super active recently.
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This doesn't align incentives.
If you want to stick to two principles:
...then there is no room for a downvote button.
The 100-sats would mean that SN is selling downvotes. That's weird, imho.
I don't really like the idea of a rich person silencing some people and rewarding passive users of the site.
I do really like the idea of a rich person rewarding the good content posters.