Yep, but the problem with LN is the capacity of the channels, currently most channels you are able to transact with as a pleb are limited to few hundred dollars. On chain transactions of thousands and millions of dollars require privacy and the LN is not there. A simple swap does the job easily independent of the amount
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Can you expand on Whirlpool ?
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If there's any reasons other than the ones you already mentioned. Just interested in your pov.
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