your question wasn't clear, but if you're not a techy guy I would say don't do either of them.

get a hardware wallet.

I think l didn't make myself clear. My question was which better secure way to store bitcoin given my two options referred in my question 

Bitcoinfreedom

Honestly, it sounds like you are best served by a custodial lightning solution.  I would not worry about storing funds on-chain if you are concerned about the cost of a dedicated hardware device.  During busy periods, a hardware device is easily less than the cost of a few on-chain transactions.

Once you have stacked over $500 of BTC, I would then recommend spending some sats on that hardware wallet device, moving half to cold storage, and securing your seed offline.

bitcoin

Storing Bitcoin 

Honestly, it sounds like you are best served by a custodial lightning solution.  I would not worry about storing funds on-chain if you are concerned about the cost of a dedicated hardware device.  During busy periods, a hardware device is easily less than the cost of a few on-chain transactions.

Try Wallet of Satoshi, Blink, or Phoenix

Once you have stacked over $500 of BTC, I would then recommend spending some sats on that hardware wallet device, moving half to cold storage, and securing your seed offline.

