Have they confirmed they aren't coming back and are no longer trying to find a new banking partner?

Perhaps if the gimmicky gift cards had not been a focus, screenscraping could have been implemented to make the UI/UX on visa cards not garbage. @grayruby, paywithmoon was very slick, extremely fast and easy to use when spinning up new cards, along with ability to delete cards and carry a USD balance that can then be added to a new card (on tbc, you just get screwed out of small remaining balance on cards). To use TBC, you have tons of clicks to get past the gimmicky junk, and then you get redirected to a 3rd party website where you have to enter a number... it is so convoluted, it is basically a LARP to use.

They had a 0.6% spread last I checked -- my guess is it is worse now, not better, as that was before November 2022. PayWithMoon was spreadless and managed to profit from the interchange fees so they could afford offering true 0 fees.