If you're alluding to the golden ratio (which is closer to 0.618), I don't think the average normie has even heard of it.

0.1 is a more realistic goal for many, it also depends on where one lives etc. I'm in some FIRE-themed subreddits for example, where folks are generally well-off, with 6 figure jobs and brag about their net worth and celebrate hitting the milestone of $1m USD, but at the same time complain it's not even much of an achievement these days and you need at least $3m to retire. I don't think they own any BTC, because it's hardly ever mentioned, while they mention stocks, bonds and cash. So there are cohorts like that too.

SpaceHodler

nemo

bitcoin

What are the biggest DISTRACTIONS in Bitcoin?

birdeye21

It's a psychological threshold and it's understandable. Everybody wants to be a crab. But unless the population decreases significantly, not everyone can. Most are going to have to set themselves a lower target. And with each halving cycle, perhaps knock one zero off.