Wonder if you have any thoughts on this..

If BitWage were willing to work with a banking provider, I believe the user experience could become 5x more compelling using lightning.

Those people on a fixed salary each month could receive a small payday loan that gets paid off each month on that payday. Bitwage is simply the rails but think of it like a credit card that gets paid down every month, where rewards are thrown in. Except the reward for bitcoiners is to not be waiting around for payday each month. And to constantly see those payments stream in.

This is the type of experience that gives us a preview into the future (where as we know satoshis will eventually be sent in more regular intervals throughout the entire flow, no FX or batching needed).

It’s what we need to show that our ancient systems are just that, ancient. We’re going to laugh in 10 years time at the idea of being paid once a month. Just like we’re going to laugh about taking worthless currency out of a hole in the wall (an ATM).

Each and every second, hour, day or period of their choosing for example, people can be paid in REAL-TIME for their work.

Salaries streamed straight to their Lightning wallet. That’s the type of thing that would onboard you the masses to use your service. Far more than those that are looking to DCA and avoid exchanges.

You could also do this without credit, except the end users would have an inferior experience, delaying their payday. And you would need to work with banking providers in any case to custody funds over that period.