Saying debt is good is interesting. If debt is good then is the absence of it bad? What if you don't need debt to the level it is needed now. Would that be a bad thing? You keep speaking about the current system as if it is a law of nature that cannot be changed. Not only can it change, it will change. Debt is a necessary evil under a system of money that is inflationary. The artificial (non-market driven) low cost of debt leads to higher prices. I agree with you that under a bitcoin standard there will be less pressure to spend. I mean that's what you mean. The pressure to spend it created by holding dollars that will be worth less tomorrow than today vs. something I can use or something that will increase or hold its value over time. It makes me wonder why you are even interested in bitcoin at all.