One of those early 'degens' with over .3 btc in AF here.

Apart from everything Tony just stated I must said that one of the things that brought the attention to this app is that everything is decentralized. there are no 3rd parties in the middle and to be fair... I don't see much difference between the risk of lending your btc to platforms like Nexo or Ledn or Blockfi and 'staking' with AF.

I was instantly sold by the fact that I now can 'stake' my coins at some risks ofc but I keep my privacy and the safety of the smart contract.