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I only trust the guy (time traveller? ;) - who wrote this (shocking) prediction 10 years ago:

https://www.reddit.com/r/Bitcoin/comments/1c5j46/you_people_are_seriously_not_thinking_clearly/

We are at stage 6. and observing signs of 7.
Hopefully stage 8. in 5-10 years.

Thanks for the link, I will read it

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