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We plan to use Rubin's congestion control tree idea for vTXO closures. In a disaster case, it could take years to withdraw from the tree, although the four-week locktime is over.
But even with Congestion Control there would still be a time-limit for lots of tx: one per pool tx that has at least one unspent vTXO. They are smaller than unrolling everything, but there are still ~500k 5-second periods in 4 weeks. Or could they be batched in some way?
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Will an ASP be able to sweep the funds after the 4 weeks but before all users have been able to claim back their funds for years?
I couldn't imagine having funds locked up for years either way....
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