I use those too (keepass and bitwarden). I even have a copy on an encrypted USB of that keepass database (hidden in a safe place). Double protection. Even If I lose that usb or is stolen, there's no way to get the passwords inside. At least for 150 years, enough time to change them or being obsolete.
How often do you have to update the base on the USB drive?
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not so often, is just an additional copy, but yeah it needs to be updated regularly if you change a lot the content.
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is the eternal competition between convenience and security. In most cases, people prefer the former
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