Correct. The reason I am at Swan (for now) is that I had an account before they ceased operating in NY. I was grandfathered in and allowed to use my account, but I could not switch my bank, or at least that's what I remember. I'm wondering now whether the events of the past few days mean that all NY accounts will be closed. I've decided to stop dca ing with Swan anymore anyway, as I said on a prior response.