The thing is: why do you need a loan?
Just stack sats and when you really need to spend, just use BTC. That's it.
Bitcoin is teaching people to SAVE, not to spend.
Fiat / stableshitcoin are teaching people to spend and be in forever debt.

I've already tested Fuji, and today they're on the mainnet, even though I don't trust a sidechain. But I don't recommend any stablecoins or loans etc. The only thing I recommend is Bitcoin and LN

Rsync25

Have fun giving away your BTC for shitcoins.
More sats for me.
I will not. I will just use BTC as money, as I do for many years.

>create a tax event,

LOL you NGMI

DarthCoin

Bitcoin can be the ultimate collateral for a loan. For users who hold a lot of bitcoin at a low cost basis and do not want to sell and create a tax event, this can be an attractive option to gain liquidity.

For this use case, what alternative approaches would you guys find more agreeable?

bitcoin

Lava is officially launched with wallets, lending and borrowing

Bitcoin can be the ultimate collateral for a loan. For users who hold a lot of bitcoin at a low cost basis and do not want to sell and create a tax event, this can be an attractive option to gain liquidity.

For this use case, what alternative approaches would you guys find more agreeable?