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Mostly a 1% card now. Still good for double-dipping on credit card spend (Citi cards) via Paypal. Also if you can use it for rent, estimated taxes etc, student loans. Still pays for itself in a few months for me.
Unfortunately rewards have been chopped in half with last update. I was reliably getting ~2% before the last update.
Excuse my ignorance, where does that yield come from?
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The spread on using a debt card for payment at POS.
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Ok, so the merchant is paying for it
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Or the customers with higher price on the item sold or minimum spend for debit transaction
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