What is it about constraining oneself in the short-term that leads to so many world-changing innovations?
We are humans... we adapt. So the constraint that limit us most, will allow humanity to evolve and innovate. Just as the current financial system (unconsciously) did for centuries, we are good at blaming people that has been placed there to take responsibilities they will never take. The truth/hypothesis is that everything is part of the process of evolution. Simply like that