This isn't just about Visa. Its about "crypto" accounts. Including bitcoin on these services like Paypal and Robinhood. That's how it relates to bitcoin. In other words, not your keys not your coin. I see this as a warning about how easy it is to lose your "money" on these platforms. I bet there are plenty of people on Stackernews who don't hold their own keys. Guys, better learn how to secure 12 words.

But I understand what you are saying now. Thanks