wow, very informative. coinos looks very cool. it warms my heart to see so many tools being developed for establishing bitcoin as a mainstream payments system.

ive always had this idea that in the future the lightning network will work best if merchants and people who did a large number of daily transactions (i.e. the ones who get hurt most by fees, you know, the 2.5% that visa charges, run their own lightning nodes so they can save on tx fees first and foremost. can you imagine if wal mart started running their own nodes and channels with lightning even if they are settling in usd. they could legit not only save over 2% on this, they could potentially earn some sats by running large nodes and channels, and it would vastly improve the liquidity on LN . they could basically become their own payments provider and de facto settle payments for others in the meantime. that shit would blow peoples mind, then see what happens when you tell them that sats have NGU technology. FUUUUUUU