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This is a great piece. Well done! In my opinion, for one to adopt bitcoin hubdred percent, one must equally adopt the bitcoin mindset. Without transforming your thinking, it'll be almost impossible adopt the bitcoin standard, not to talk of opting outing of the fiat system.
Also, when you're living in a developing nation, the government use force to decree it's citizens into mandatory use of the banks and their fiat money. So, it's way harder to adopt bitcoin standard in Africa than, say, U.S. or Europe. Right now, in Nigeria, people are suffering due to lack of physical cash and very bad online transaction systems. But I believe, this hardship is what will tilt people toward sound money (bitcoin).