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Your use case is not bad at all.
I suggest to analyze first each merchant case and adapt the specific solution proposed that suits better.
LNbits, BTCpay or any other BTC/LN wallet could serve well, but not always are the solutions for everything. Sometimes even with a simple mobile LN wallet a merchant can just start accepting, without any other server / node to setup. But then come the problem of liquidity (see the guide about private LN banks).
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Thanks. You are right, it could and ideally should be done better, but the idea was that the merchant (non-technical) can manage it by him/her self without complicating it. They will hardly know how to manage a linux server.