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What’s the biggest reason you won’t or would never plow all of your life savings into bitcoin?

Uncertainty.

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With some time in the community, you can be certain that the people around here will keep buying. With some technical practice, you can be certain that the supply is limited.

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The more you learn about Bitcoin the more certain you will be that you should be plowing all of your life savings into Bitcoin. I don't know anyone who has studied Bitcoin for over 100 hours that hasn't invested at least most of their savings into bitcoin. I bet 90% of stacker news users have done so too by now

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thats only natural and fair.

only you know your financial situation.
only you know the right amount of bitcoin.
only wrong amount of bitcoin is 0

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