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I find it veeeeeeerry hard to believe that stable coins did more volume than ACH.

But I don't think one can say that stablecoins are the "killer application of their life's work." Stable coins are just bank databases with less regulation. What am I missing here?

The first thing I thought was net settlement, which I think is ACH, and gross flows (stables). So very bad comparison, basically

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Wait, but how much of stablecoin volume is automated trading?

Is it really an apples to apples comparison?

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That's what I mean (=it's not). Actually, not the trading bit but how you're summing up settlement (DNS vs Gross real time)

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