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that is the savings. Using any other service for cross-FX spends and transfers would be even more expensive and inconvenient. Unlike the wonders of the greatest disunited states of 'Murica, my sorry existence traverses four currencies on a daily basis... this is the best/least friction version for that I've come across
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I'm sure stablecoins will fix all your problems in no time.
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if we only had a global, uniform money that could do this. Naturally digital, able to transverse borders etc, be included and custodied in whatever financial-service arrangements I required (insurance, travels, spending rewards).
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Is there some other savings with this service? 150 of whatever currency that is seems steep.