Every now and then, it’s important to reflect on what Bitcoiners are actually trying to solve and ask ourselves if we are still headed in the right direction.

Bitcoin has given hundreds of millions of Americans an opportunity to improve their financial lives by offering an alternative. Our current financial system just doesn’t work for most people.

In 2025, banks in the U.S. earned ~$434 billion in net interest income from depositors, or roughly $1,670 for each American adult. They did this by using your deposits to earn interest and generate huge profits. Meanwhile, they are paying practically nothing to those same Americans who trust them with their savings and checking accounts.



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