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I can't believe adjustable rates are the situation in most of the developed world. I doubt I would have wanted to buy a home without a fixed rate.

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I thought the more common thing was fixed but resets every 5 years. sounds like he's in that kind of situation

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You're right. In my mind, that's just a variety of adjustable rate, though.

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Where in at, were used to way shorter adjustables.
In most economists' minds why central bank policy is more effective than in the US (bc changes hit pretty directly on large item in household budgets)

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Don't we all!

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At 1.59% I am extending that mortgage to 100 years if I could

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