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If I were religious, all I could do is pray that Social Security is still a thing by the time I retire! We'll see, though. Time will tell!
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You can see the moral hazard: expecting state provided pensions, people are neglecting to do it themselves.
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That's not me, but here in Portugal, most people can't save for shit.
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I don't think that's a Portugal-specific problem.
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It's a very interesting number. That's not anywhere near enough to retire on, and I get that it includes young people, but somehow society will have to conform to that reality.