I would add to your list Wall Street adopting Bitcoin through derivatives, ETF's, treasury companies, etc. It's muddied the narrative around Bitcoin, and if we've learned anything, Bitcoin needs a good, strong narrative to survive.

Unadulterated, peer-to-peer payments on a scarce digital asset was what made Bitcoin so exciting to build on. Sadly, doing any of that in a legal, corporate framework is effectively impossible. Most "Bitcoin companies" do not fit into that shape without severely compromising the freedom of users. We could also blame the regulatory environment, egregious fraudsters, and general lack of adoption that's soured most of the public on it. A small user base doesn't really encourage builders either.

I still think Bitcoin has a good chance of winning in the long run. I just think that day is much longer out than most of us think.