pull down to refresh

my point was build it on lightning, not L1
it can't be built on lightning
as for borrowing and lending, thats just people being banks, it shouldn't be a thing.
borrowing and lending have been a thing for thousands of years, that's not going to change any time soon. whether you like it or not, people obviously want to do it. so it will continue to be a thing. good luck convincing people otherwise.