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so just browsing the graph, that's a ~5%-point increase from the extreme/artificial lows of covid. From a "health" 2018 baseline we're, what, 3% points higher?
Kind of stuff pretty disturbing
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All of them are right where they were in 2016.
The Covid trough is a pure policy artifact, so you at least have to start from those 2020 cliff edges. My reading is that as additional 1% of people from the poorest group are 90 days delinquent, comparing immediately pre-Covid to now.
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oh right... maybe I'd like a longer timeframe, assuming the the downward trend coming from high GFC readings... but yeas, yours is a much more obvious interpretation; not sure what I was doing -.-
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Pretty dramatic trend reversal, but it only applies to a small share from each income group.