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The prepaid balance approach is pragmatic given the limitations of Lightning regarding recurring payments. It sidesteps the friction that monthly manual invoices create and avoids the failures that come with credit card expirations or chargebacks. This kind of design choice makes the system more robust and creator friendly.

The real challenge will be onboarding users who are unfamiliar with Lightning and seed phrases without losing the simplicity that existing platforms offer. Education and frictionless UX could become your strongest leverage points. If you can merge the ideological benefits of Bitcoin with the usability of mainstream services you will have something that could genuinely shift how creators get paid.